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Independent Property Intelligence

We do the research.
You make the decision.
Simple as that.

Everything you need to know. In one place. Before you sign.

No commission. No conflict. No stake in whether the deal closes — only in whether you're protected.

<2 hr
Avg delivery
100%
Publicly sourced & cited
$0
Commission. Ever.

"Most buyers spend more time researching a vacation than researching the neighborhood they're about to raise their family in. We fix that. Everything you need to know, in one place, before you sign."

DisclosureCheck™  ·  Independent Property Research  ·  Florida

The Process

How It Works

Three steps. One property. Everything you need before you sign anything.

01

Submit the address

Tell us the property address and which package fits your needs. Pay securely via Stripe. You'll get an instant confirmation and your report begins immediately.

02

We research everything

County permit records, FEMA flood maps, evacuation zones, crime data, school ratings, tax history, comparable sales, adjacent developments — all publicly sourced, all attributed.

03

You get the full picture

A premium report arrives in your inbox within 2 hours — with a verified location map, color-coded findings, sourced data, and links to verify every claim yourself.

What's in Every Report

20+ Hours of Expert Research.
Delivered in 2.

We do the work most buyers don't know needs to be done. Every data point verified. Every source cited. Everything in one place before you sign.

🗺
Verified location map
SVG-rendered with verified coordinates and landmarks. We confirm where the property actually sits — so "Bayshore Boulevard" means what you think before you visit.
📉
Property profile & price history
Every recorded sale, every price drop, every markup vs. prior sale and vs. comp median — surfaced as a flagged finding card, not buried at the bottom of a Zillow page.
🌊
FEMA flood zone + evacuation zone
Two separate designations. Both critical in Florida. Most reports only mention one. We explain both — and what they cost you.
🔒
Neighborhood safety intelligence
FBI UCR data, CrimeGrade scores, neighborhood violent and property crime rates in plain language — plus FDLE registry verification.
🏫
Assigned schools, independently sourced
GreatSchools, Niche, state test data — with boundary verification including rezoning history. Your assigned schools, confirmed.
✈️
Airport & flight path analysis
Every airport within 25 miles classified. FAA approach and departure corridor data mapped to the specific address. Know before you move in.
🏭
EPA environmental hazard proximity
EPA ECHO database — nearby industrial facilities, air and water discharge permits, Superfund sites, and active violation history within a 2-mile radius.
🏦
HOA financial health check
DBPR registration, complaint history, and the exact 8-item document request list under FL Statute §720.401 to assess reserve funds and special assessment risk.
🚶
Walkability, proximity & lifestyle
Walk, bike, and transit scores. Distance to hospitals, grocery, schools, beaches, airports — realistic expectations for daily life at this address.
🏛
Property taxes, homestead & utilities
County millage estimate, homestead exemption deadline, Save Our Homes 3% cap, and which utility providers serve this parcel.
🛡
Florida insurance market reality
Post-Helene/Milton FLOIR data — which carriers are writing in this zip, Citizens eligibility, wind mitigation credits, and CRS discount applicability.
💰
True cost of ownership
Property taxes, flood insurance, wind coverage, HOA fees, utilities, and maintenance reserves — what ownership actually costs annually beyond the mortgage.
🚩
Priority flags & buyer action plan
Every finding mapped to a specific verification step. What to ask, what to verify, what to negotiate — in priority order, before you sign.
⚖️

The advantage no realtor has

Under the Fair Housing Act, realtors cannot discuss neighborhood demographics, safety scores, or school quality without risking a steering complaint. We can. We do. It's in every report.

Sample Findings

The Kind of Things We Surface

Real findings from real reports. The ones that saved buyers money — or a costly mistake.

Critical Flag

Two MLS numbers at two prices for the same address

Two active MLS numbers at two different prices for the same unit — a $51,000 discrepancy. The buyer had no idea until our report flagged it before any offer was written.

Investigate

13-unit development under construction 100 feet away

The listing said "quiet Tampa neighborhood." A 13-unit townhouse development by the same builder was simultaneously under construction next door. Not mentioned anywhere in the listing.

Sample Result

Offer anchor saved buyer $174,000 — comp data supported $1,075,000 vs. $1,249,000 list

The identical unit next door had been sitting on the market for 212 days while the neighborhood average was 79. Our report documented the comp-supported context. The buyer presented the data with their offer. The seller accepted.

Critical Flag

Open permit caught before closing — 2019 roof permit never finaled, flagged before contingencies removed

County permit records showed a roof replacement permit pulled in 2019 that never received a final inspection. An open permit transfers to the new owner at closing and can appear in a title search, delaying or killing the deal. We flagged it during the inspection period — giving the buyer time to require the seller to resolve it before proceeding.

Pricing

One Report. One Price. No Surprises.

Every DisclosureCheck™ report covers one property and includes all 13 sections of buyer intelligence. One flat fee, with the option to add additional properties.

Add-On · Additional Property
Comparing two homes? Reviewing a back-up offer? Add another full report to your order — same 13-section depth, same 2-hour delivery.
+$99
Add to Cart

One fee covers one property. Each additional address added at the +$99 rate.

Results

What Buyers Found Out Before Closing

Facts that changed decisions — and facts that were never going to be volunteered.

★★★★★

"The report flagged that a 13-unit townhouse development was going up literally next door. The listing said 'quiet South Tampa neighborhood.' We walked away. Best $199 I ever spent."

Buyer — Tampa, FL
South Tampa, FL · New construction
Decision: walked away
★★★★★

"We were about to offer list price. The DisclosureCheck report showed the identical unit next door had been sitting for 212 days. We offered $174,000 below list with the comp data attached. Builder accepted."

Buyer — Tampa, FL
Hyde Park, FL · Luxury townhome
Documented savings: $174,000
★★★★★

"The seller disclosed 'no known pest issues.' DisclosureCheck found active termite damage confirmed by an inspection report. Our buyer's agent had no idea. We got a full price reduction."

Buyer — South Tampa, FL
South Tampa, FL · 1980s construction
Undisclosed damage found
Why DisclosureCheck

Why Not Just Rely on Your Agent?

No commission. No conflict. No one else at the table paying our bill.
We work for one person. You.

DisclosureCheck™
No commission. Zero financial stake in whether the deal closes.
We discuss neighborhood safety, crime rates, and school quality — data agents are restricted from sharing.
We flag what's missing, inconsistent, and what the listing doesn't mention.
Every claim is sourced and cited. You can verify every data point we provide.
We work for you — even if you already have an agent.
Standard Agent Representation
Earns a commission when you close. Structurally incentivized to reach the finish line.
Legally restricted from discussing neighborhood demographics, safety scores, or school quality.
Relies on the seller's disclosure form — which the seller fills out.
May not know about adjacent developments, historical flooding, or permit issues.
Your buyer's agent and the listing agent may have a prior relationship.

Ready to make the most informed decision of your life?

Reports delivered within 2 hours. No account required. One fee, one property.

Order Your Report — $199